Many of the births of the children of the poorest of the poor will be unregistered. This lack of a legal identity complicates opening up a bank account, and creates problems for distribution of vital goods and services during natural disasters and conflicts. The leaders of the initiative have also recognized the need for a financial benefit ($100) to incentivize families to register the births of their children. Fraud will be avoided in two ways: the money will remain in the child’s bank account until adolescence, and as they continue to develop, bioidentity metrics will further reduce the incidence of fraud. Furthermore, and possibly most importantly, the initiative will force banks to become more inclusive.